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As with everything in the insurance business, becoming an agent involves a bit of paperwork. All these steps must be completed in their entirety before we can start selling.


Schedule your state licensing exam (PSI exams or Pearson VUE)

       You must schedule your in-person state exam via PSI or Pearson VUE depending on your home state  - If you cannot get through online, please use the attached phone numbers to schedule


 - Select organization- Government/State Licensing Agencies

 - Select Jurisdiction- Resident State

 - Select Account- MI Insurance (or Resident State)

 - Select Classification- Either select “Life Producer” or “Life, Accident and Health Producer” depending on the        pre-licensing course you have completed

 - Continue and type in your zip code – this will pull up the closest testing centers to you

 - Select a testing center and a date/time slot for your exam

 - Check out > The cost of the exam is typically $40

SOME STATES REQUIRE FINGERPRINTS PRIOR TO APPLICATION FOR LICENSE - If you are unsure if this applies to you please ask

(800) 274-4957



Sign up for our "Life  and Health Pre-Licensing Course" through XCEL Solutions 

● We provide a discount code for your pre-licensing course. This will make it 100% FREE to you!! ($200 value)

● You will want to select your home state and enroll in the “Life and Health Producer” course

● Please contact to receive your discount code to apply at checkout

Complete pre-licensing course through XCEL Solutions:

● We expect all of our new agents that are not previously licensed to complete the pre licensing course within 12 days or less

● Please note - one of our office admins WILL be touching base with you 2-3 times a week to track your progress and keep you focused - ask them any questions you may have

● You must log a minimum of 25 “study” hours and pass the online “pre-exam” with a score of 75% or higher to officially complete the course.

● After passing your “pre-exam” check the “transcript” tab and you will find your

certificate of completion (keep a copy of this for your records)





2. Apply for your license following the exam (via NIPR): HERE

         SOME STATES REQUIRE FINGERPRINTS PRIOR TO APPLICATION FOR LICENSE - If you          are unsure if this applies to you please ask

  • Apply for new license

  • Resident License

  • Individual

  • Enter your social security number Complete application

  • You will need to obtain a VOIDED Check for when your license comes in, we suggest you grab that now so it does not prolong the next steps

  • Check out – The cost to apply for your license is typically $15-$100


3. Email, letting her know you have passed your exam along with the following info...

         a. full legal name (First, Middle, Last)

         b. work email (

         c. phone number

         d. the transaction number you received in the confirmation email from your state licensing                application

         e. social security number

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